Buying Financial Products Should Be Careful With Time Traps.

< p > here, the world is < a href= "//www.sjfzxm.com/" target= "_blank" > clothing < /a > a href= "//www.sjfzxm.com/" target= "//www.sjfzxm.com/".

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< p > have you found that the financial products recommended by banks to you are mostly irregular figures such as forty or fifty days.

What kind of mystery is there? < /p >

< p > like last Friday, devil bought a short-term financial product due, but when the money returned to the account, it had arrived at the bank's time to work, and it could only lie on the bank account and wait for Monday.

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< p > careful observation of these a href= "//www.sjfzxm.com/news/index_s.asp" > financial products < /a > expiration dates seems arbitrary, but often on Friday, the time for funds to return to accounts is often after the banks are off duty.

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Until P morning, it was hard for the devil to buy the wealth management products released last week. It could only buy products that Zhou Yicai started to issue, but the product can not start to calculate the revenue until the Friday's recruitment period is over.

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< p >, so the weekend plus the raise period, six days before and after, the money that I have in the bank can only get 0.35% interest rate.

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In fact, on Monday, financial products are often not bought on Monday. 37% of the financial products are released on Tuesday, and 25% are issued on Friday. This means that the idle time of our funds may be longer.

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< p > if you buy the financial products that expired in September 30th, you can only watch the money lie in the bank to celebrate the national day.

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< p > how much money will be lost in such a few days? If we choose 45 days of financial products every time, the minimum idle days for 4 days will be 30 days in 1 years.

If we have to idle for 6 days each time, the total number of idle days will rise to 43 days.

If the fund is 1 million yuan, according to the common 5.5% year rate of return, the former will lose 4521 yuan, while the latter will earn nearly 6500 yuan.

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< p > see, in May, the bank issued < a href= "//www.sjfzxm.com/news/index_cj.asp" > financial affairs < /a > products in the period of 3 months, more than half, and most of these products also have five days or so of raising period, this is probably the so-called buy is always not as good as selling.

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