Problems That Cannot Be Neglected In Travel Insurance
Travel insurance
Problems not to be overlooked (
common sense
Chapter)
Traveling and riding by boat are indispensable. I'm not afraid of 10000. I'm afraid that the last insurance is equivalent to a safety belt. The time limit for insurance is to check the tickets, enter the station or get on the train halfway, and go to the check-out station, or get off the train halfway and leave the ship. During the validity period of insurance, the insurance company, in addition to the payment of medical expenses according to the regulations, also pays the full, half or part of the insured amount to the injured person or the family members of the deceased due to the death, disability or loss of physical function caused by an accident.
The insurance premium for compulsory passenger accident insurance is already included in the ticket price. When passengers buy tickets and tickets, they actually have invested the insurance. The premium is calculated at 5% of the fares, and the sum insured for each insurance is RMB twenty thousand yuan.
The insurance company has an insurance premium of 1 yuan, an insurance amount of 10 thousand yuan, and a maximum of 10 items at a time.
The period of insurance is from the purchase of insurance to tourist attractions or scenic spots, and to the time of leaving scenic spots.
What we need to emphasize here is that passengers can choose whether to buy or not according to the size of the safety factor of the tourism project.
However, it is recommended that you take an insurance policy when participating in the following Tour:
1. adventure tours, such as the Grand Canyon Adventure, to the vast desert, grassland tourism, to explore the cave adventure.
2. ecological tour, such as seeing animals in the wildlife park, Sononai No and camping in wild plants.
3. adventure tours, such as drifting waves, drifting cliffs and so on.
Now, our insurance company has opened up a new type of personal insurance for residential passengers.
The premium is 1 yuan per insurance, and the insurance period will be 15 days from the zero day of the stay. The insurance can be renewed at the end of the term, and multiple copies can be made at one time.
Each insurance liability can be divided into three aspects: one is the 5000 yuan for the accommodation passenger insurance, the other is 10 thousand yuan for the safety of the passengers in the hotel, and three is the compensation for the loss of passengers' personal belongings by accident or robbery, which is 200 yuan.
During the insurance period, the insurance company pays the insurance premium according to different standards due to accidents, external attacks, murders, or death, disability or physical function loss, or theft and robbery of objects carried by others for the purpose of protecting themselves or others' lives and property.
Personal insurance
Keep safe
For accidents that may occur during the journey, insurance companies have corresponding insurance types, such as personal accident insurance, accident medical insurance and hospitalization payment.
Due to injuries caused by accidents and medical expenses, travel abroad can get compensation from insurance companies.
The application of travel safety insurance is simple. It can be commissioned by a travel agency, and can be reinsured at the airport.
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